Wednesday, July 4, 2018

NYS Healthcare - Rural & Essentials Plan

 A recent news article brought to mind the NYS "ESSENTIALS" Healthcare Insurance...low, affordable insurance premiums for individuals ABOVE THE POVERTY LEVEL... a seriously good program for low income... and definitely affordable.  The AFFORDABLE CARE  may explain why so many people can now become SELF-EMPLOYED...the insurance "chains" of corporate America are unleased!!! ....NOW THEY WANT TO TAKE IT BACK ...due to LOW UNEMPLOYMENT...no one wants to flip the burgers for pocket change anymore!!!!THAT's WHY the AFFORDABLE CARE ACT is being destroyed by the Corporate owned Congress.  Not rocket science.

NEW YORK, is a Medicaid EXPANSION state.  "Expanding" healthcare to low income individuals allowing them to afford healthcare insurance at reduced premium rates, depending on your level of income.  2018 Federal Poverty Level (FPL) for a Couple is APPROXIMATELY $16,500 per year income and $24,000 for a family of 4.  For example, if you are a family of 4  and ABOVE the POVERTY LEVEL for example: make $30,000 ...your family is still eligible for a reduced monthly premium through NYS Essentials Program.  Some premiums qualify for as little as $25 per month (individual).  Here is a good site on the ESSENTIALS Plan at BC/BS  it is AFFORDABLE!!  Worth checking out online to see if you qualify...!   

WEBSITE  (Copy & Paste - takes you to Blue Cross/ Blue Shield Site with details):
https://www.chooseexcellus.com/utm_source=Google&utm_medium=SEM&utm_term=essential%20plan&utm_content=LI_9&utm_campaign=D_EHP&gclid=CjwKCAjw4PHZBRA-EiwAAas4ZqfZIO0lZY7xgDx2O7CH-hohH-jQJ2Fwl-IEzS09CgBOew1AKdV9KhoCyWwQAvD_BwE

NY Times re: Impact of Medicaid Expansion of Healthcare Coverage:  "...Community health centers in urban areas where Medicaid expanded saw no significant changes in quality compared with those in urban areas in non-expansion states. But rural health centers in states that expanded  experienced significant gains..."